Used 2020 Kia Optima Price in the US
A used 2020 Kia Optima in the US typically lists for $10,900–$15,200, with a median asking price of $12,950 across 655 active US dealer listings (as of 2026-10-15). The cheapest one listed right now is $4,900, a 2020 LX S SE in Warrensville Heights, OH — below 95% of the market, so expect high mileage, a base trim or a branded title — check the vehicle history.
- Typical range
- $10,900 – $15,200
- Median
- $12,950
- Cheapest 5%
- under $7,999
- Cheapest listed now
- $4,900
Browse by model year
typical price per yearCheapest 10 listed right now
ranked by price-
$4,9002020 Kia Optima LX S SE201,116 mi · Warrensville Heights, OH · Renaissance Auto NetworkView listing → -
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These are the bottom of the market, not the going rate — every one is priced below 95% of active listings. A typical used 2020 Kia Optima asks $10,900–$15,200. Cars this far under: expect high mileage, a base trim or a branded title — check the vehicle history.
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10 pinnedFAQ
How much does a used 2020 Kia Optima cost?
A used 2020 Kia Optima in the US typically lists for $10,900 to $15,200, with a median asking price of $12,950 across 655 active US dealer listings. Nine in ten are priced between $7,999 and $18,995 (as of 2026-10-15, source: UnderMarket Cars).
Is $13,000 a good price for a used 2020 Kia Optima?
That sits at about the market median ($12,950) for a used 2020 Kia Optima. Under $10,900 puts you in the cheapest quarter of active US listings and under $7,999 in the cheapest 5%; above $18,995 is the priciest 5% (as of 2026-10-15).
What is the cheapest used 2020 Kia Optima for sale right now?
$4,900 — a 2020 Kia Optima LX S SE in Warrensville Heights, OH, $8,050 under the median (as of 2026-10-15).
Are these MSRP or real asking prices?
Real asking prices from active US dealer listings, deduplicated by VIN — not manufacturer MSRP. They already reflect dealer discounts, and they exclude tax, title, registration and dealer fees.
How often are prices updated?
The listing data behind UnderMarket Cars is rebuilt from live US dealer inventory every few hours, and this used 2020 Kia Optima page is regenerated from it when it is requested. The figures on this page are from 2026-10-15.
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Prices updated 2026-10-15. Data covers active dealer listings across the USA.