Live US dealer listings Median-priced benchmark Updated 2026-09-01
Market price · Used 2020 Kia Optima 626 listings tracked

Used 2020 Kia Optima Price in the US

A used 2020 Kia Optima in the US typically lists for $10,893–$15,565, with a median asking price of $12,995 across 626 active US dealer listings (as of 2026-09-01). The cheapest one listed right now is $5,700, a 2020 LX S Se in Bedford, VA — below 95% of the market, so expect an older model year, a base trim or high mileage.

Used 2020 Kia Optima · asking prices626 listings
$8,000$20k
Typical range
$10,893 – $15,565
Median
$12,995
Cheapest 5%
under $8,195
Cheapest listed now
$5,700

Browse by model year

cheapest per year

Cheapest 10 listed right now

ranked by price
  1. $5,700
    2020 Kia Optima LX S Se
    126,078 mi · Bedford, VA · East Coast Auto Source
    View listing →
  2. $5,900
    2020 Kia Optima LX S Se
    162,696 mi · Orlando, FL · Sell Your Auto Fast
    View listing →
  3. 2020 Kia Optima
    $5,900
    2020 Kia Optima LX S Se
    201,116 mi · Cleveland, OH · Renaissance Auto Network Inc
    View listing →
  4. 2020 Kia Optima
    $5,990
    2020 Kia Optima LX S Se
    160,460 mi · Gretna, LA · Gretna Auto Depot
    View listing →
  5. 2020 Kia Optima
    $5,995
    2020 Kia Optima LX S Se
    124,590 mi · Orlando, FL · Central FL Motors
    View listing →
  6. 2020 Kia Optima
    $5,995
    2020 Kia Optima LX S Se
    154,667 mi · Zebulon, NC · East Wake Auto Sales
    View listing →
  7. $6,599
    2020 Kia Optima LX S Se
    130,470 mi · Orlando, FL · Sell Your Auto Fast
    View listing →
  8. 2020 Kia Optima
    $6,950
    2020 Kia Optima LX S Se
    189,535 mi · Laurens, SC · Laineys Auto Sales
    View listing →
  9. $6,995
    2020 Kia Optima LX S Se
    138,206 mi · Krum, TX · 100 Motors
    View listing →
  10. 2020 Kia Optima
    $6,995
    2020 Kia Optima LX S Se
    138,206 mi · Krum, TX · 100 Motors
    View listing →

These are the bottom of the market, not the going rate — every one is priced below 95% of active listings. A typical used 2020 Kia Optima asks $10,893–$15,565. Cars this far under usually carry an older model year, a base trim or high mileage.

FAQ

How much does a used 2020 Kia Optima cost?

A used 2020 Kia Optima in the US typically lists for $10,893 to $15,565, with a median asking price of $12,995 across 626 active US dealer listings. Nine in ten are priced between $8,195 and $19,110 (as of 2026-09-01, source: UnderMarket Cars).

Is $13,000 a good price for a used 2020 Kia Optima?

That sits at about the market median ($12,995) for a used 2020 Kia Optima. Under $10,893 puts you in the cheapest quarter of active US listings and under $8,195 in the cheapest 5%; above $19,110 is the priciest 5% (as of 2026-09-01).

What is the cheapest used 2020 Kia Optima for sale right now?

$5,700 — a 2020 Kia Optima LX S Se in Bedford, VA, $7,295 under the median (as of 2026-09-01).

Are these MSRP or real asking prices?

Real asking prices from active US dealer listings, deduplicated by VIN — not manufacturer MSRP. They already reflect dealer discounts, and they exclude tax, title, registration and dealer fees.

How often are prices updated?

UnderMarket Cars refreshes US dealer listings continuously and re-generates this used 2020 Kia Optima price page at least twice a day. The data date shown on this page is 2026-09-01.

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Prices updated 2026-09-01. Data covers active dealer listings across the USA.